About Us

Get to know our vision, mission, capabilities, and regional presence.

FOUNDATION

Vision, Mission, and Core Values

The principles that guide how we build products and serve merchants every day.

Vision

To become the trusted financial operating layer for digital businesses across emerging markets.

Mission

To simplify complex payment operations through reliable infrastructure, smart controls, and clear data.

Core Values

  • Merchant-first execution
  • Operational excellence
  • Integrity and compliance
  • Continuous innovation
AT A GLANCE

Platform Snapshot

$25M Annual Volume
39k+ Merchants Served
99% Platform Uptime
24/7 Support
CORE STACK

We build the rails. You build the future.

Acceptance Engine

Card and alternative payment method routing with smart retries and issuer optimization.

Payouts and Treasury

Scheduled disbursements, wallet operations, and settlement visibility across entities.

Risk and Compliance

Behavior monitoring, transaction scoring, dispute tooling, and compliance lifecycle controls.

Insights and Reconciliation

Unified ledgers, audit-ready exports, and operational dashboards for finance teams.

Company Timeline

Milestones that shaped our platform and regional footprint.

2019

Company Foundation in Egypt

Founded in Egypt under the name PAY EG to build trusted digital payment infrastructure for local and regional merchants.

2020

Gateway Launch

Released first-gen API and dashboard for online card acceptance.

2021

Multi-Market Rollout

Expanded local rails and settlement operations across core MENA corridors.

2022

Enterprise Controls

Added role-based permissions, reconciliation exports, and SLA-grade support workflows.

2023

AI Risk Layer

Introduced adaptive rules and fraud signal orchestration for high-volume merchants.

2024

Subscription Stack

Launched recurring billing, lifecycle retries, and smart dunning configurations.

2025

Unified Commerce Suite

Consolidated payments, invoicing, payouts, and dispute workflows in one platform.

2026

Payroll System Launch

Launched the dedicated Payroll System to automate salary disbursements with secure and compliant processing.

Leadership

A team combining fintech operations, platform engineering, and regulatory execution.

Mohamed Rabie Moawad

Mohamed Rabie Moawad

Chairman of the Board

Provides governance, oversight, and long-term vision for the Group and its subsidiaries.

Oliver Smith James

Oliver Smith James

Chief Executive Officer

Leads strategy, partnerships, and expansion across regulated markets.

Khaled Elkhamisy

Khaled Elkhamisy

Chief Technology Officer

Drives architecture, security posture, and engineering execution at scale.

GLOBAL FOOTPRINT

Regional Presence

Local operations and acquiring capabilities built to improve acceptance and settlement speed.

Egypt Cross-border
UAE Licensed in UAE
Saudi Arabia SAMA Compliant
Austria EU Headquarters
Lebanon Local Partner
Sri Lanka Cross-border